Free Credit Reports

Now you can get a free copy of your credit report. A new federal law allows you a free copy once a year from each of the national credit reporting companies, Equifax, Experian and Trans Union.

How to get one:

• By phone, call (877) 322-8228
• On the Internet: »annualcreditreport.com
• Send a request to: Annual Credit Report Request Service
  P.O. Box 105281
  Atlanta, GA 30348-5281

If you request your report online, you will be able to access it immediately. If you make a written request, you should receive your report in about 15 days. Because information may vary from one credit bureau to another, it is a good idea to request a report from all three major companies.

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