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All Personal Checking Accounts include:
»Customer Identification Requirements
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None |
None |
Yes |
Free |
Free |
No |
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Totally Free Checking is recommended for those who want a free, basic account. With Totally Free Checking, you'll enjoy:
- Free ATMs Worldwide
- No minimum balance
- No monthly service charges
- 1/4% discount on consumer loans with automatic debit
- Overdraft Options Available
- Monthly Statement with check safekeeping
- Direct Deposit
- Automatic Transfers
- Unlimited Customer Service Assistance
- Free Mobile Banking
- Free E Statements
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$100 |
$500 |
Yes
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Free |
Free |
No |
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Designed for those who who want the convenience of an imaged statement and regularly maintain the minimum balance. Other features include:
- Free ATMs Worldwide
- Monthly Imaged Statement
- 1/4% discount on consumer loans with automatic debit
- Overdraft Options Available
- Unlimited Customer Service Assistance
- Free Financial Plan
- Free Mobile Banking
- Free E Statements
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| Silver Star Checking Option 1 or Option 2 |
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None (Option 1) $100 (Option 2) |
None (Option 1) $750 (Option 2) |
Yes |
Free |
Free |
No |
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Our Silver Star Checking Accounts are reserved for those clients age 55 and up. Features include:
- Free ATMs Worldwide
- 1/4% discount on consumer loans with automatic debit
- Overdraft protection available
- Direct Deposit
- Free Trust Consultation
- Free Financial Plan
- Unlimited Customer Service Assistance
- Check Safekeeping
- Investment Services
- Free Mobile Banking
- Free E Statements
Silver Star Checking Option 2 also includes these features:
- Free ATMs Worldwide
- Free Mobile Banking
- Free E Statements
- Monthly Imaged Statement
- Free corporate checks
- 1/2 price 3 x 5 safe deposit box (one year) for new clients
- Free Cashier's Checks
- 1/4% increase in rate on initial purchase of a CD
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| Maximum Investment Checking |
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$100 |
$1,000 |
Yes |
Free |
Free |
Yes |
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Maximum Investment Checking is recommended for individuals, sole proprietorships and non-profit organizations who want the convenience of a checking account in an investment account. Maximum Investment Checking includes:
- Free ATMs Worldwide
- Interest at the "Prevailing Market Rate."
- Free Financial Plan
- Free Trust consultation
- 1/4% discount on consumer loans with automatic debit
- Direct Deposit
- Unlimited Customer Service Assistance
- Overdraft options available
- Automatic Transfers
- Insurance
- Investment Services
- Free Mobile Banking
- Free E Statements
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$100 |
$5,000 |
No (Limited withdrawals) |
Free |
Free |
Yes |
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Market Rate Checking is recommended for individuals and corporations who want to earn interest at a higher rate while maintaining the convenience of keeping all their accounts at First Fidelity. Market Rate Checking includes:
- Free ATMs Worldwide
- Interest based on market factors
- Monthly Imaged Statement
- Free Financial Plan
- Trust Services
- Unlimited Customer Service Assistance
- Insurance
- Free Mobile Banking
- Free E Statements
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| Performance Investment
Account |
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$15,000 |
$15,000 |
No (Limited withdrawals) |
Free |
Free |
Yes |
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Performance Investment Account is available for individuals who
want higher rates but still have access to their investment capital.
Performance Investment Account includes:
- Free ATMs Worldwide
- Interest at the "Prevailing Market Rate."
- Free Checks (Corporate Wallet)
- Monthly Imaged Statement
- Free Online Banking
- Free PowerPay
- Unlimited Customer Service Assistance
- Unlimited use of Direct Line 24
- Free Mobile Banking
- Free E Statements
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