PayExpress Card


Payroll for the Future


A convenient, secure and low-cost alternative to payroll checks.

The PayExpress card is an innovative payment solution that helps you reduce payroll costs, increase efficiency, and build employee loyalty.

Employer Benefits

  • Provides direct deposit to all employees.
  • Convenient for paying employees that work off-site or other locations.
  • Easily implemented with your current payroll system.
  • Requires no new equipment or capital investments.
  • Reduces the cost of printing, distributing, and reconciling paper checks.
  • Eliminates the cost of lost and/or stolen checks.

Employee Benefits

  • Free ATMs Worldwide.
  • Immediate access to cash on payday.
  • No required credit check.
  • Eliminates check-cashing fees.
  • Access to cash at ATMs.
  • Easy to make payments and to pay bills everywhere Visa is accepted.
  • FDIC insured.

Additional Features for Employees
Direct Deposit
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Funds are immediately available on your employees’ PayExpress cards.

Obtain Cash/Make Purchases/Pay Bills
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PayExpress cards provide access to cash at ATMs worldwide. There is no service charge at First Fidelity Bank ATMs and many other ATMs listed on our website. PayExpress card transactions cannot be made at First Fidelity teller counters.

Account Balance Information
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Free Direct Line 24 telephone service provides account balance information 24/7, in English or in Spanish. Free access to www.first-fidelity.com provides account balance information. Free monthly statements provide details of all account transactions.

Great Customer Service
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Friendly, proficient representatives are just a phone call away. Professional representatives are always available to assist with card replacement, PIN information, and any other questions the cardholder may have.



Company Administration


Direct Deposit Funding

  • Funds are deposited directly into your employee’s account with ACH direct deposit, in the same way you would fund a checking account.

Personal Service

  • Brochures and sign-up materials are provided free of charge for an easy transition into the new program. A friendly customer service representative is readily available to facilitate opening new employee accounts.

Call us for more information

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Pay Express Card

Contact Us


Our Customer Service Representatives are waiting to assist you!

Contact us at:

  • 405-416-2223 OKC
  • 918-728-6345 Tulsa
  • 602-912-5555 Phoenix
  • 800-299-7047 Nationwide
  • Email » Contact Us